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By aiming to take the life quality to an upper level with the whole realized Projects, Homepark continues to be the address of luxury.
The smaller male cones release pollen, which fertilizes the female
The smaller male cones release pollen, which fertilizes the female
Purchase Mortgage Your First Step into UAE Property Ownership
Home buying is a huge milestone in life that will present numerous benefits in the United Arab Emirates. Purchase mortgages apply particularly to first-time buyers who have the desire to make the bold step into the real estate market. This is the best mortgage solution as it provides the required flexibility and financial security should you require either a family home in Dubai or Abu Dhabi or you wish to invest long term.
Residents in the UAE benefit from some of the most attractive mortgage options available in the region. A sizable amount of the property’s value can be covered by financing available to both self-employed and salaried individuals. For first-time buyers, banks typically finance up to 80% of the purchase price of homes under AED 5 million; for properties over this amount, they typically finance roughly 70%.
In addition to offering a chance to increase wealth through capital growth and rental income, this degree of support facilitates residents’ transition from renting to owning. Residents can take ownership with assurance, knowing they are making a safe financial choice, thanks to clear procedures and strict Central Bank regulations that guarantee borrower protection.
Non-resident investors looking to diversify their portfolios are also welcome in the UAE real estate market. Although the qualifying requirements are typically more stringent than for locals, a number of banks offer mortgage options specifically designed for foreign purchasers. Depending on the bank and their financial situation, non-residents can usually obtain financing of between 50% and 60% of the property value.
With this financing option, international investors can own high-end real estate in the United Arab Emirates without having to pay the entire amount up front. The advantages of joining a high-growth, tax-friendly market outweigh the more complicated documentation and income requirements. In addition to receiving a priceless asset, non-residents have access to one of the most robust real estate markets in the world, which consistently yields profits.
A purchase mortgage is more than just property financing it’s a pathway to stability, growth, and opportunity in the UAE. By offering high Loan-to-Value ratios, flexible repayment structures, and accessibility for both residents and international investors, this mortgage type provides the key to unlocking homeownership in one of the world’s most vibrant property markets.
Office 601, MAI TOWER - Al Nahda, Dubai UAE
Monday to Friday 09:00 to 18:30
Saturday we work until 15:30
Office 601, MAI TOWER - Al Nahda, Dubai UAE